RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

5.75

% p.a

Variable up to 7.99%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

606

36 months

Number of repayments
36
Total interest paid
$1.8k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$510.35$95.83$606.18$19,489.65
2Dec 2021$512.79$93.39$606.18$18,976.86
2021 Total$1,023.14$189.22$1,212.36
3Jan 2022$515.25$90.93$606.18$18,461.61
4Feb 2022$517.72$88.46$606.18$17,943.89
5Mar 2022$520.20$85.98$606.18$17,423.69
6Apr 2022$522.69$83.49$606.18$16,901.00
7May 2022$525.20$80.98$606.18$16,375.80
8Jun 2022$527.71$78.47$606.18$15,848.09
9Jul 2022$530.24$75.94$606.18$15,317.85
10Aug 2022$532.78$73.40$606.18$14,785.07
11Sep 2022$535.33$70.85$606.18$14,249.74
12Oct 2022$537.90$68.28$606.18$13,711.84
13Nov 2022$540.48$65.70$606.18$13,171.36
14Dec 2022$543.07$63.11$606.18$12,628.29
2022 Total$6,348.57$925.59$7,274.16
15Jan 2023$545.67$60.51$606.18$12,082.62
16Feb 2023$548.28$57.90$606.18$11,534.34
17Mar 2023$550.91$55.27$606.18$10,983.43
18Apr 2023$553.55$52.63$606.18$10,429.88
19May 2023$556.20$49.98$606.18$9,873.68
20Jun 2023$558.87$47.31$606.18$9,314.81
21Jul 2023$561.55$44.63$606.18$8,753.26
22Aug 2023$564.24$41.94$606.18$8,189.02
23Sep 2023$566.94$39.24$606.18$7,622.08
24Oct 2023$569.66$36.52$606.18$7,052.42
25Nov 2023$572.39$33.79$606.18$6,480.03
26Dec 2023$575.13$31.05$606.18$5,904.90
2023 Total$6,723.39$550.77$7,274.16
27Jan 2024$577.89$28.29$606.18$5,327.01
28Feb 2024$580.65$25.53$606.18$4,746.36
29Mar 2024$583.44$22.74$606.18$4,162.92
30Apr 2024$586.23$19.95$606.18$3,576.69
31May 2024$589.04$17.14$606.18$2,987.65
32Jun 2024$591.86$14.32$606.18$2,395.79
33Jul 2024$594.70$11.48$606.18$1,801.09
34Aug 2024$597.55$8.63$606.18$1,203.54
35Sep 2024$600.41$5.77$606.18$603.13
36Oct 2024$603.13$2.89$606.02$0.00
2024 Total$5,904.9$156.74$6,061.64