RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

6.39

% p.a

Fixed up to 7.49%

Loan term

3 years to 7 years

Repayment frequency
Monthly
Monthly repayment

612

36 months

Number of repayments
36
Total interest paid
$2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$505.48$106.50$611.98$19,494.52
2Dec 2021$508.17$103.81$611.98$18,986.35
2021 Total$1,013.65$210.31$1,223.96
3Jan 2022$510.88$101.10$611.98$18,475.47
4Feb 2022$513.60$98.38$611.98$17,961.87
5Mar 2022$516.33$95.65$611.98$17,445.54
6Apr 2022$519.08$92.90$611.98$16,926.46
7May 2022$521.85$90.13$611.98$16,404.61
8Jun 2022$524.63$87.35$611.98$15,879.98
9Jul 2022$527.42$84.56$611.98$15,352.56
10Aug 2022$530.23$81.75$611.98$14,822.33
11Sep 2022$533.05$78.93$611.98$14,289.28
12Oct 2022$535.89$76.09$611.98$13,753.39
13Nov 2022$538.74$73.24$611.98$13,214.65
14Dec 2022$541.61$70.37$611.98$12,673.04
2022 Total$6,313.31$1,030.45$7,343.76
15Jan 2023$544.50$67.48$611.98$12,128.54
16Feb 2023$547.40$64.58$611.98$11,581.14
17Mar 2023$550.31$61.67$611.98$11,030.83
18Apr 2023$553.24$58.74$611.98$10,477.59
19May 2023$556.19$55.79$611.98$9,921.40
20Jun 2023$559.15$52.83$611.98$9,362.25
21Jul 2023$562.13$49.85$611.98$8,800.12
22Aug 2023$565.12$46.86$611.98$8,235.00
23Sep 2023$568.13$43.85$611.98$7,666.87
24Oct 2023$571.15$40.83$611.98$7,095.72
25Nov 2023$574.20$37.78$611.98$6,521.52
26Dec 2023$577.25$34.73$611.98$5,944.27
2023 Total$6,728.77$614.99$7,343.76
27Jan 2024$580.33$31.65$611.98$5,363.94
28Feb 2024$583.42$28.56$611.98$4,780.52
29Mar 2024$586.52$25.46$611.98$4,194.00
30Apr 2024$589.65$22.33$611.98$3,604.35
31May 2024$592.79$19.19$611.98$3,011.56
32Jun 2024$595.94$16.04$611.98$2,415.62
33Jul 2024$599.12$12.86$611.98$1,816.50
34Aug 2024$602.31$9.67$611.98$1,214.19
35Sep 2024$605.51$6.47$611.98$608.68
36Oct 2024$608.68$3.24$611.92$0.00
2024 Total$5,944.27$175.47$6,119.74