RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Advertised Rate

6.99

% p.a

Fixed up to 18.99%

Loan term

1 year to 7 years

Repayment frequency
Monthly
Monthly repayment

617

36 months

Number of repayments
36
Total interest paid
$2.2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
1Nov 2021$500.95$116.50$617.45$19,499.05
2Dec 2021$503.87$113.58$617.45$18,995.18
2021 Total$1,004.82$230.08$1,234.9
3Jan 2022$506.80$110.65$617.45$18,488.38
4Feb 2022$509.76$107.69$617.45$17,978.62
5Mar 2022$512.72$104.73$617.45$17,465.90
6Apr 2022$515.71$101.74$617.45$16,950.19
7May 2022$518.72$98.73$617.45$16,431.47
8Jun 2022$521.74$95.71$617.45$15,909.73
9Jul 2022$524.78$92.67$617.45$15,384.95
10Aug 2022$527.83$89.62$617.45$14,857.12
11Sep 2022$530.91$86.54$617.45$14,326.21
12Oct 2022$534.00$83.45$617.45$13,792.21
13Nov 2022$537.11$80.34$617.45$13,255.10
14Dec 2022$540.24$77.21$617.45$12,714.86
2022 Total$6,280.32$1,129.08$7,409.4
15Jan 2023$543.39$74.06$617.45$12,171.47
16Feb 2023$546.55$70.90$617.45$11,624.92
17Mar 2023$549.73$67.72$617.45$11,075.19
18Apr 2023$552.94$64.51$617.45$10,522.25
19May 2023$556.16$61.29$617.45$9,966.09
20Jun 2023$559.40$58.05$617.45$9,406.69
21Jul 2023$562.66$54.79$617.45$8,844.03
22Aug 2023$565.93$51.52$617.45$8,278.10
23Sep 2023$569.23$48.22$617.45$7,708.87
24Oct 2023$572.55$44.90$617.45$7,136.32
25Nov 2023$575.88$41.57$617.45$6,560.44
26Dec 2023$579.24$38.21$617.45$5,981.20
2023 Total$6,733.66$675.74$7,409.4
27Jan 2024$582.61$34.84$617.45$5,398.59
28Feb 2024$586.00$31.45$617.45$4,812.59
29Mar 2024$589.42$28.03$617.45$4,223.17
30Apr 2024$592.85$24.60$617.45$3,630.32
31May 2024$596.30$21.15$617.45$3,034.02
32Jun 2024$599.78$17.67$617.45$2,434.24
33Jul 2024$603.27$14.18$617.45$1,830.97
34Aug 2024$606.78$10.67$617.45$1,224.19
35Sep 2024$610.32$7.13$617.45$613.87
36Oct 2024$613.87$3.58$617.45$0.00
2024 Total$5,981.2$193.3$6,174.5