RateCity.com.au
powering smart financial decisions
Bluestone

Prime Home Loan

View Now

special

Special rate promotion for new applications to 30 December 2021 ~ Ends in about 1 month

announcement

RateCity Says: Combine a low variable interest rate with access to extra repayments and free redraw.

Advertised Rate

2.23

% p.a

Variable

Comparison Rate*

2.25

% p.a

Maximum LVR
70%
Real Time Rating™

3.34

/ 5
Monthly Repayment

$1,305

based on $300,000 loan amount for 25 years at 2.23%

Go to site
Advertised Rate

2.23

% p.a

Variable

Comparison Rate*

2.25

% p.a

Maximum LVR
70%
Real Time Rating™

3.34

/ 5
Monthly Repayment

$1,305

based on $300,000 loan amount for 25 years at 2.23%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,305

based on $300,000 loan amount for 25 years at 2.23%

Quick home loan review

For Prime Home Loan (LVR < 70%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average upfront fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 70% of the property's value
  • No repayment holidays

Home loan overview

For Prime Home Loan (LVR < 70%)

TMD

Details

Maximum LVR

70%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

710

Application fee

590

Valuation fee

$0

Settlement fee

120

Other upfront fee

0

Ongoing fee

$0

Discharge fee

250

Application method

Online

Phone

Broker

In branch

Specials
  • Other Special rate promotion for new applications to 30 December 2021

Target Market Determination

Visit Bluestone to view Target Market Determination.

View Now

Embed

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $100k to $2,500,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 70 percent, which means it requires a minimum deposit of 30 percent

What's the maximum length for this loan?

Bluestone allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

Bluestone allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $710 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

Bluestone makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Bluestone loan is available through a broker. Find a broker to help you with your needs.