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Beyond Bank Australia

Total Home Loan Package

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RateCity Says: Set a low rate for two years, make up to $25,000 in extra repayment with the option of redraw, and enjoy a low rate credit card with a waived annual fee.

Interest rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
60%
Real Time Rating™

2.41

/ 5
Monthly Repayment

$1,078

based on $300,000 loan amount for 30 years at 1.79%

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Interest rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
60%
Real Time Rating™

2.41

/ 5
Monthly Repayment

$1,078

based on $300,000 loan amount for 30 years at 1.79%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,078

based on $300,000 loan amount for 30 years at 1.79%

Quick home loan review

For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • Redraw facility available
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Not available for first home buyers
  • Ongoing fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 60% of the property's value

Home loan overview

For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)

TMD

Details

Maximum LVR

60%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $24999

Redraw facility

Redraw fee: $35

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

At Cost

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

350

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Other Benefits

Waived credit card annual fee ($49), Fee Free Banking. Redraw fee is waived for Internet Banking.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 60 percent, which means it requires a minimum deposit of 40 percent

What's the maximum length for this loan?

Beyond Bank Australia allows you to have this loan for a range of 5 to 30 years.

How often can you make repayments?

Beyond Bank Australia allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $35 if you need to use it.

Where can you apply for this loan?

Beyond Bank Australia makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this Beyond Bank Australia loan is available through a broker. Find a broker to help you with your needs.