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ANZ

Standard Variable Loan

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RateCity Says: A variable home loan with no upfront fees from one of Australia's big four banks. Suitable for those with low deposits.

Advertised Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

Maximum LVR
95%
Real Time Rating™

1.95

/ 5
Monthly Repayment

$1,619

based on $350,000 loan amount for 30 years at 3.74%

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Advertised Rate

3.74

% p.a

Variable

Comparison Rate*

3.78

% p.a

Maximum LVR
95%
Real Time Rating™

1.95

/ 5
Monthly Repayment

$1,619

based on $350,000 loan amount for 30 years at 3.74%

Go to site

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,619

based on $350,000 loan amount for 30 years at 3.74%

Quick home loan review

For Breakfree Package Variable Home Loan (Interest Only) (New Customer) ($150k+, LVR 80%-95%)

These are the benefits of this home loan.

  • No upfront fees
  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average interest rate
  • Ongoing fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Breakfree Package Variable Home Loan (Interest Only) (New Customer) ($150k+, LVR 80%-95%)

TMD

Details

Maximum LVR

95%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Monthly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

160

Application method

Phone

Broker

In branch

Target Market Determination

Visit ANZ to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $99,999,999.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 95 percent, which means it requires a minimum deposit of 5 percent

What's the maximum length for this loan?

ANZ allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

ANZ allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $0 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

ANZ makes it possible to apply for this product online. Apply here.

Can a broker help me with this loan?

Yes, this ANZ loan is available through a broker. Find a broker to help you with your needs.