Switch and save with car loans from 3.14%
Discover your potential savings when switching your car loan from the big four banks. Calculate your repayments and view a range of competitive personal loan ofers today. With rates under 10%, there’s no better time to consider switching.
The result provided is an estimate only. Please read our for more information.
By switching, you could save from
total savings
Compare the following car loans and see how much you could save
Product Car Loan Real Time Rating™ | Interest Rate  From 5.35 % p.a Fixed | Comparison Rate* 5.65 % p.a | Company | Save by switching $3,987 total savings | Repayment $132 based on $30,000 loan amount for 5 years at 5.35% | Upfront Fee $250 | Go to site |  Buying a new or second-hand car? Make a fast and simple online application today and enjoy no ongoing fees or early repayment fees. | Highlighted | |
Product New - Prime Special (Variable) Real Time Rating™ | Interest Rate 3.24 % p.a Variable | Comparison Rate* 3.78 % p.a | Company | Save by switching $5,709 total savings | Repayment $125 based on $30,000 loan amount for 5 years at 3.24% | Upfront Fee $400 | Go to site | special You could win a $1,000 fuel voucher ~ Ends in 6 months | Drive away with a competitive interest rate, unlimited extra repayments and no ongoing fees. Apply online and you may be approved within 24 hours. | |
Product Plenti Car Loan Real Time Rating™ | Interest Rate From 5.99 % p.a Fixed | Comparison Rate* 6.54 % p.a | Company | Save by switching $3,454 total savings | Repayment $134 based on $30,000 loan amount for 5 years at 5.99% | Upfront Fee $249 up to $799 | Go to site | Lock in a competitive interest rate and no ongoing fees with this secured car loan available for new and demo vehicles. | ||
Product Car Loan (Good Credit and above) Real Time Rating™ | Interest Rate From 3.51 % p.a Fixed | Comparison Rate* 4.21 % p.a | Company | Save by switching $5,492 total savings | Repayment $126 based on $30,000 loan amount for 5 years at 3.51% | Upfront Fee $350 | Go to site |
Calculator Assumptions and Disclaimers
- Calculations assume that details entered into calculator, including interest rates, do not change for the lifetime of the loan.
- Interest is calculated by compounding on the same frequency as the repayment selected, i.e. weekly, fortnightly or monthly.
- Months are assumed to be of equal length. However, given that some months are longer than others, interest charged by vary depending upon the month.
- One year is assumed to contain exactly 52 weeks or 26 fortnights. Thus, each year has 364 days.
This calculator is an estimate of how much you can save by switching to another car loan product based on your entered borrow amount, interest rate and loan term.
- The calculation rounds of the car loan repayment to the closest dollar value without decimals.
- All calculations are estimates only; there are no guarantees, pre-qualifcations or pre-approvals for borrowing. All results are based solely upon the data entered into the calculator.
- Your fnal loan repayments or borrowing amount will depend on your lender’s eligibility criteria, amongst other factors.
- Calculator does not include the cost of fees or other extra charges.
- Calculator does not account for changes to interest rates over time.
- This calculator is for information purposes only. Any advice is general and has not taken into account your personal circumstance.Read our full disclaimer.
Georgia Brown
Personal Finance Editor
Georgia Brown is a Personal Finance Editor and journalist for RateCity, covering the scope of finance in Australia over loans, credit, mortgage and housing, superannuation, and sustainable finance, to name a few. Before venturing into personal finance, she worked as a reporter for Smart Property Investment, Real Estate Business, and REA's realestate.com.au, and these days her work can be seen across numerous publications, including Lifehacker and RateCity.
