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About the Bad Credit Guide

Sometimes life just doesn’t go according to plan. losing your job, serious illness, divorce or a few unwise decisions can put a strain on your finances. Over time, this can lead to a history of unpaid debt, late payments or defaulted loans, otherwise known as bad credit.

A good first step is to learn about your credit history and the impact it has on your finances. Here is a guide to get you started.

  • What does ‘bad credit’ mean?
  • What factors affect your credit score?
  • How to repair bad credit
  • How to get a loan with bad credit