RateCity.com.au
powering smart financial decisions
RateCity.com.au

Jodie Humphries

Personal Finance Editor

An Editor for Personal & Home Finance working across the site, Jodie has worked for banks and comparison websites for a number of years, writing articles across Sharesight, Finder, and other places. Now, Jodie spends her time working on ways to make money make sense for everyone else.

478 articles written by Jodie Humphries

NBN Plans

NBN outage: What to do when your internet drops out

An NBN outage can be caused by an isolated issue in your home or a widespread issue that’s affecting other households in your area. Here's what you can do.

Home Loans

What is a property development loan?

You can use a property development loan to finance the development of a block of land for residential or commercial purposes.

Home Loans

A jargon-free guide to Real Estate Investment Trusts (REITs)

Learn about REITs, equity and mortgage REITs in this jargon free guide made by RateCity

Superannuation

SMSF Costs: Everything you need to know

If you’re thinking of keeping your super savings in a self-managed super fund (SMSF), you’ll need to have an idea of SMSF setup costs. You will also need to estimate the costs to maintain an SMSF.

Home Loans

What happens to my mortgage if I file for bankruptcy?

You may have several questions in your mind while considering filing for bankruptcy, especially if you’re married. Understanding the legal and financial implications of this decision is important to ensure you take the most appropriate steps to manage your situation.

Superannuation

What is the SMSF Association?

The SMSF Association represents the self-managed super fund sector of Australia. The association works to enhance the knowledge of SMSF professionals and trustees and advocates for the sector in discussions with various stakeholders.

Savings Accounts

Automate your savings with an automatic savings account

Do you notice your fortnightly car repayments, iphone bill or charity contributions when they are direct debited from your account? Based on the same concept as direct debiting, setting up an automatic savings plan can help you to save more and help you reach your financial goals sooner.

Home Loans

What is mortgage protection insurance?

Your home mortgage is typically your biggest debt obligation, so if you’re worried about how you’ll manage repayments if your income stops, you might want to consider buying mortgage protection insurance.

Home Loans

What is an off market property sale and should you consider it?

There are a number of ways to buy a property, and each method has its pros and cons. While most people are aware of private treaty sales and auctions, not many know about unlisted or off market properties that might offer the benefit of exclusivity or reduced competition.

Home Loans

What is the difference between a gift of equity and a gifted deposit?

A gifted deposit and a gift of equity are based on similar concepts, but different regulations govern them. See which one is best suited for which situations.