powering smart financial decisions

Alex Ritchie

Personal Finance Editor

Alex is a personal finance writer and editor at RateCity, and has been writing about finance for over five years. She is passionate about closing the gender pay and superannuation gap, and aims to help young Aussies to overcome their financial apathy and better manage their finances. Alex has been published in numerous print and online outlets, including Money Magazine, Lifehacker Australia, and Business Insider.

656 articles written by Alex Ritchie

Home Loans

Smaller units are losing value faster: how the property you choose impacts price

Small houses and one-bedroom units have taken a dive in terms of median prices nationally, according to research from Domain. First home buyers may consider keeping an eye out for smaller home bargains.

Car Loans

Westpac lowers interest rates for hybrid and EVs: compare green car loan rates

Westpac revealed a new, lower car loan interest rate for customers considering purchasing a new or used hybrid or electric vehicle. Discover how it compares to other loans and how to compare green car financing.

Home Loans

What does wage growth data mean for home owners and renters?

Wage growth data released today shows a rise of 2.4%. With wages still well behind inflation levels and a 40 basis point rate hike predicted in June, what does a higher cost of living mean for homeowners and renters?

Home Loans

Unloan: 6 things you need to know about CBA's digital home loan

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

Home Loans

Is it too late to fix your home loan rate?

The RBA has hiked the cash rate for the first time in over a decade. Homeowners on variable rate loans may be wondering if they've missed the boat to fix their home loan interest rate.

Home Loans

Super home buyer scheme: what you should know before considering it

First home buyers will be able to access super for a home deposit under the proposed scheme from the Coalition. But how does this scheme work and why are experts suggesting this could do more harm than good?

Home Loans

Is the official cash rate the same as a mortgage interest rate?

It’s important to understand the distinction between the official cash rate and the interest rate on a home loan, and how one affects the other.


UST depegs and Bitcoin plummets: What is happening to cryptocurrencies?

With price falls for Bitcoin and Ethereum being regarded as a "crypto market crash", and TerraUSD (UST) stablecoin losing its dollar peg, Australans may be woondering what is happening to cryptocurrencies right now?

Home Loans

Do no deposit home loans still exist?

Saving up for a deposit is no easy feat. With property values through the roof, home buyers may be wondering if it’s still possible to get a no deposit home loan?

Credit Cards

Biggest bonus points offers: top credit card points on sign up in May

There are multiple credit cards offering over 100,000 bonus bulk points on sign up. RateCity's database helps you compare the credit cards offering the biggest bulk points deals in May.